IGC highly recommends the comprehensive protection plan created especially for youth program participants and their families. The Protection Plan provides coverage for:

Program Cancellation - protects your non-refundable payments if you cancel program before it begins for covered reasons such as injury, sickness, terrorist incidents, job termination & transfer of employment of 250 miles.

Program Interruption - protects your non-refundable payments if you interrupt your program for covered reasons such as injury, sickness, terrorist incidents, job termination & transfer of employment of 250 miles.

Medical Expenses/Emergency Assistance - medical bills for up to one year and for any special transportation required for medical reasons including expenses for parent to visit if hospitalized 3 days.

Baggage - for damaged, lost, or stolen personal articles.

Medical Information Online - at your option, instant access to your medical information is available with the plan.

Important Time Sensitive Provisions - Some important coverage enhancements (Cancel For Any Reason and Waiver of Pre-Existing Conditions) are time-sensitive and require that your premium be received 90 days prior to the Scheduled Departure Date (unless your initial deposit for the Program is made within 90 days of the Scheduled Departure Date, in which case your premium must be received within 30 days of the date your initial deposit for the Program was paid).

Schedule of Benefits

Additional Information

If your premium is received 90 days or more prior to the Scheduled Departure Date (or within 30 days of the date of your initial deposit, if your initial deposit for the Program is made within 90 days of the Scheduled Departure Date), the plan Exclusion for Pre-Existing Medical Conditions will be waived.

If the plan is purchased less than 90 days prior to the Scheduled Departure Date or more than 30 days after your initial trip deposit (if your initial deposit for the Program is made within 90 days of the Scheduled Departure Date), the exclusion for Pre-Existing Medical Conditions will not be waived.

Once paid, the premium is non-refundable.

Or, what if you want to Cancel For Any Reason

With our new Cancel For Any Reason Benefit Option, you can cancel your Program up to 2 days prior to the Scheduled Departure Date for any reason not otherwise covered by the plan, provided:

1. your premium is received 90 days prior to the Scheduled Departure Date (or within 30 of the date of your initial deposit, if your initial deposit for the Program is made within 90 days of the Scheduled Departure Date); and
2. you insure 100% of all prepaid Program Arrangements that are subject to cancelation penalties or restrictions.

With this benefit, you will receive 75% of the non-refundable cost of Your Program Arrangements.

A+ Travel Protection is offered and administered by:
Trip Mate, Inc.
9225 Ward Parkway, Suite 200
Kansas City, MO 64114
If you have any questions regarding this coverage, please call Trip Mate, the Plan Administrator, at (888) 420-5378 (8am-5pm CST) and refer to Plan Number 550.

A+ Travel Protections is underwritten by:
United States Fire Insurance Company, Eatontown, NJ